Our Services

Here at Central Florida Insurance & Investments Group, we focus on the personal insurances. These personal insurances are the insurances that are directly related to you, the individual or your employees. These insurances include health, life, disability and long term care coverage. We work on the individual side as well as the group aspect of the insurance business.

We offer many companies on all of the insurances:

  • Health: United Healthcare, Blue Cross Blue Shield, Aetna, Humana, Cigna
  • Life: Over 30 different carriers. Please ask for specific companies
  • Long Term Care: MetLife, Illinois Mutual

Personal Needs

Health Insurance

  • Individual Coverage
  • Medicare Supplemental
  • COBRA Substitution
  • COBRA Extenuation

Disability Insurance

  • Non-Cancelable and Guaranteed Renewable
  • Occupation Clause
  • Premium
  • Step Rate Premium

Annuities

  • Deferred
  • Immediate
  • Fixed/ Variable Rate
  • Single Premium Home
  • Split

Life Insurance

  • Permanent Life
  • Variable Life
  • Adjustable Life
  • Single Premium Level
  • Term Life
       

Educational Needs

  • 529 Plan
  • UGMA/UGTA
  • Educational IRA

Retirement Needs

  • IRA / Roth IRA
  • Mutual Funds
  • Unit Investments

Estate Needs

  • Estate Creation
  • Tax Reduction
  • Gifting
  • Trust

Long Term Care

  • Guaranteed Renewable
  • Tax Qualified
  • Health Care
  • Nursing Home Care

Business Needs

Employee Benefits

  • Group Life
  • Group Disability
  • Group Health
  • Group Long Term Care

Constitution Needs

  • Key Person Life
  • Key Person Disability
  • Buy-sell Funding
  • Disability Overhead
  • Disability Buy-Out

Deferred Compensation

  • 401(k)
  • Simple IRA
  • Sep Plans
  • Executive Non-Qualified
  • Deferred Compensation
 
 
 
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